收入不均正拖累美国经济发展
2014-08-08 17:22
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有钱人不仅收入高,而且还倾向于更多的去存钱而不是花钱。这意味着随着国家的收入越来越向高收入人群集中,那么通过消费而回流至经济中的钱就会越来越少。因此,商品和服务的需求就会呈现疲态,难以支撑经济的强劲增长。
通过债务来弥合需求缺口会带来超涨超跌循环,而这种循环将耗尽底层收入人群的财富,将他们进一步推向深渊。
Not only do the affluent have higher incomes, but they also tend to save more of what they earn instead of spending it. That means that as more of the nation’s income goes to top earners, the less gets passed around the economy in the form of spending. There isn’t enough demand for goods and services to prop up strong growth.
Trying to drive the gap in demand with debt creates the boom-bust cycle, which can further push down bottom earners by depleting wealth.

解决办法何在?研究人员给出的答案是:教育。
如果人们的受教育程度的增长速率能够提升至20世纪中叶的水平,也就是说,如果美国劳动力在5年内有一年的时间在接受教育,那么美国那一段时期的GDP增速就会比正常水平高2.4个百分点。
The solution? Education, according to the researchers.
By boosting education growth rates to those seen in the mid-20th century, meaning if the U.S. workforce gained a year’s equivalent of education over five years, the nation’s GDP would be 2.4% higher over that time period than otherwise.

值得注意的一点是,获得大学文凭的人越多,高薪工作的竞争就会越激烈。
在短期内,对于拥有大专文凭的人士来说,竞争可能会放缓工资的增长速度,因为工作岗位的数量是一定的,但竞争的人却越来越多。然而,随着经济因产出的增加而获得增长动力,这将有助于受教育水平不高的人群缩小收入差距。
最终,收入的不均衡性将被限制在一个更为可控的区间内。(财富中文网)
译者:翔
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